a:link, a:visited     
		{
		color: #06357A;
	 	}   
	   
a:hover   
		{
		text-decoration: none
	  	} 	  

/* main content text */
.text   {
		font-family: verdana;
		font-size: 11px;
		color: #000000;	
		line-height: 14px;
		padding-left: 10px;
		padding-top: 10px;
		/*padding-right: 10px;*/
		/*padding-bottom: 10px;*/				
        }

td  {
	font-family: verdana; font-size:11px; color: #000000; line-height: 14px; 
	}

.headers
 {
		font-weight: bold;
		font-family: verdana;
		font-size: 12px;
		color: #000000;	
 }

/*  navigation hyperlinks */
a.nav:link, a.nav:visited     
		{
		font-family: verdana;
		font-size: 12px;
		color: #06357A;
		/*font-weight: bold;*/
		text-decoration: none;		
		line-height: 20px;
		margin-left: 0px;
		padding-top: 18px;
		padding-right: 9px;
		padding-bottom: 9px;
	  	} 

a.nav:hover   
		{
		color: #000000;
	    }  


/* sub nav - under main nav */	
a.subNavi:link, a.subNavi:visited 
		{
		font-family: verdana, arial, sans-serif;
		font-size: 10px;
		color: #666666;	
		padding-left: 16px;
		padding-top: 0px;
		padding-right: 0px;
		padding-bottom: 9px;
		line-height: 15px;
		text-decoration: none;		
		line-height: 15px;		
		}
	
a.subNavi:hover
		{
		text-decoration: underline;		
		}
/* sub nav - under main nav */	
a.belowSubNavi:link, a.belowSubNavi:visited 
		{
		font-family: verdana, arial, sans-serif;
		font-size: 10px;
		color: #666666;	
		padding-left: 23px;
		padding-top: 0px;
		padding-right: 0px;
		padding-bottom: 9px;
		line-height: 15px;
		text-decoration: none;		
		line-height: 15px;		
		}
	
a.belowSubNavi:hover
		{
		text-decoration: underline;		
		}



.LeftNav
	  	{
		font-family: Verdana;
		font-size: 12px;
		color: #000000;
		margin-right: 4px;		
		border-right: 1px solid #cccccc;
        } 

.SideText12
	  	{
		font-family: Verdana;
		font-size: 11px;
		color: #000000;	
		line-height: 14px;
		padding-left: 9px;
		padding-right: 0px;
		padding-bottom: 3px;					
		border-left: 1px solid #cccccc;
        } 

.SmallText
	  	{
		font-family: arial;
		font-size: 10px;
		color: #343434;	
		font-style: italic;
        } 

/* table which holds the menu items */
.navtd	
		{
		border-top: 1px solid #cccccc;
		border-bottom: 1px solid #cccccc;
		border-left: 1px solid #cccccc;
		}

div.ratebold
		{
		font-weight: bold;
		}

.mainTextTitle
		{
		font-family: Arial;
		font-size: 14px;
		color: #003366;
		font-weight: bold;
		}