Mutual Funds

The power of pooling-helping you meet your investment goals

WHAT ARE THEY?
A mutual fund is an investment allowing people to pool their money in a collection of stocks, bonds, and other securities. Each investor owns units that represent a portion of the fund's holdings. When the mutual fund increases in value, you share that profit proportionally with everyone in the fund.

	THE BENEFITS
			Professionally managed - Mutual fund investments are
			handled by a fund manager (sometimes called a portfolio
			manager, money manager, or mutual fund manager). Using
			their professional knowledge and experience, fund managers
			decide what stocks, bonds, cash or combinations the fund
			should buy or sell and when to do so. The fund manager is
			paid a fee for his/her services.
			Liquidity - At any time, mutual fund investors can sell their
			units. Although mutual funds give you access to your money,
			be sure to note that you may incur fees and tax
			consequences for withdrawals.
			Affordability - Mutual fund companies offer a wide variety of
			funds with minimum investment requirements for all types of
			investors.

INCORPORATE INTO YOUR FINANCIAL GOALS
With over 4,000 mutual funds on the market today, your MGI Financial advisor can work with you to decide which funds best match your goals and the most effective way to incorporate them into your portfolio.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed or insured. Their values change frequently and past performance may not be repeated. The statements contained herein are based on material believed to be reliable but are not guaranteed to be accurate or complete. The article is not intended to provide individual financial tax or investment advice. Particular investment or trading strategies should be evaluated relative to each individual's objectives.